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Card2Crypto Card payments for verticals traditional PSPs won't serve

Take card payments when everyone else says no.

For peptides, CBD, hemp, kratom, and adult AI. Card, Google Pay, Apple Pay and ACH in from your customers. Stablecoin out to a non-custodial wallet you control. No MCC blocks, no rolling reserves, no chargebacks.

Talk to us → See how it works
✓ No chargebacks ✓ Non-custodial stablecoin ✓ No MCC blocks
VISA
•••• 4242 · Approved
CHARGE · ch_9WQ7NX
Product order$1,240.00
Shipping$14.00
Total charged$1,254.00
Card2Crypto rail · settled final
This month
$148,294
Zero freezes · zero MATCH-list risk
✓
Settled in USDC
$1,215.00
non-custodial · immediate
Who this is for

Built for the verticals traditional processors quietly avoid.

If your product falls into one of these categories, you already know. This is the rail we built for you.

Peptides & research chemicals
BPC-157, TB-500, GHK-Cu, HGH fragments, research peptides shipped for research use only. The peptide payment processor that stays live through the categories every PSP quietly blocks.
peptide payment processor · research chemical payment gateway · high-risk merchant account for peptides
CBD, hemp & kratom
Federally legal, PSP-restricted. Cannabinoids, kratom, hemp flower, delta products. The CBD merchant account and kratom payment gateway that keeps card acceptance live for regulated botanicals.
CBD merchant account · hemp payment processor · kratom payment gateway · delta-8 payment processing
Adult AI
AI companion apps, generative adult content platforms, adult SaaS. Deplatformed by Stripe and Paddle the moment revenue starts. The adult AI payment processor built to keep card acceptance live for this category from day one.
adult AI payment processor · AI companion payment gateway · generative adult content merchant account · adult SaaS checkout
The problem

You didn't come here because payments are working.

You came because an account you spent months onboarding just froze, or your reserve is choking cash flow, or the third processor this year hit the MATCH list. Traditional PSPs weren't built to serve your vertical, and they'll tell you so at the worst possible moment.

!
Account terminations without notice.
You wake up to a 30-day off-boarding email and 90 days of held funds. No hearing, no appeal. The MCC changed at your acquiring bank and you were the collateral.
%
Reserves that eat your runway.
10 to 20% of monthly volume held for six months. On a business doing $500K/mo, that's $100K locked up at any time. That's your Q1 marketing budget on someone else's balance sheet.
/
MCC blacklists you'll never see.
Stripe and its peers publish a "prohibited businesses" list that reads like a wishlist. What you don't see: the internal MCC codes acquirers use to shut off categories mid-quarter. You get to be the incident.
How it works

Cards in. Stablecoin out. Nothing between them that can freeze you.

Customers pay with card, Google Pay, Apple Pay or ACH at checkout, the way they always have. Card2Crypto handles the acceptance on a rail that isn't gated by your MCC. The card networks never see what you sell.

You settle in stablecoin to a non-custodial wallet you control. Funds are yours from the moment they land, with immediate withdrawal. Compliance, KYC, AML, and settlement risk sit on our side. No rolling reserves, no chargebacks, no MATCH-list exposure.

Charge · ch_9WQ7NX
Customer card
Visa · MC · Amex
→
Our rail
Our risk
→
Stablecoin out
Non-custodial
Merchant receives $1,215.00
STEP 01

Card, Google Pay, Apple Pay, ACH.

All in one at your existing checkout. Customers pick their method and pay the way they always have. Nothing changes for them. No "pay with crypto" prompt, no wallet install, no explanation. See supported methods.

STEP 02

Our rail. Our risk.

The transaction is processed on Card2Crypto's licensed acceptance infrastructure, not through your bank's MCC gate. Compliance, KYC, AML, and settlement risk sit with us.

STEP 03

Stablecoin, non-custodial.

Funds settle in USDC or USDT straight to a wallet you control. They're yours the moment they land, with immediate withdrawal. No US bank required, no wire cutoffs, no third party holding your money.

Pricing

Custom. Because you're not a category.

No monthly subscription. No setup fees. Per-transaction pricing sized to your vertical, your volume, and your risk profile. Quoted in the intro call, not scraped off a pricing page.

Card2Crypto
Custom
Card, Google Pay, Apple Pay and ACH acceptance built for peptides, CBD/hemp/kratom, adult AI, and other verticals traditional processors won't serve. Settled in stablecoin, non-custodial.
  • Cards, Google Pay, Apple Pay, ACH in
  • Stablecoin (USDC/USDT) out
  • Non-custodial, always your funds
  • Immediate withdrawal
  • No monthly fees
  • No setup cost
  • No rolling reserves
  • No chargebacks
  • Dedicated onboarding
  • Compliance-first (KYC, AML)
Talk to us →
Questions

We've all the answers.

Rather have the conversation directly? Email [email protected]. A human replies.

What verticals do you actually serve? +
Peptides and research chemicals, CBD/hemp/kratom, and adult AI (companion apps, generative adult content platforms, adult SaaS). If you're borderline or in another restricted category, email us. We take the conversation before we say no.
How is this different from Commerce? +
Commerce is our self-serve crypto checkout at 1.99% flat. Customers pay in crypto, you settle in USD or stablecoin. Card2Crypto keeps the customer experience as a normal card, Google Pay, Apple Pay or ACH payment. We handle the acceptance on a rail built for your vertical, and you settle non-custodially in stablecoin. Different product, different rail, different risk model.
Why doesn't this page show a price? +
Because the number depends on your vertical, monthly volume, average ticket, refund rate, and where funds land. A one-size-fits-all rate would either overcharge low-risk merchants or bankrupt us on the higher-risk ones. We quote in the intro call.
Are there monthly fees or setup fees? +
No monthly subscription. No setup fee. Per-transaction pricing only, quoted per merchant.
Do you hold rolling reserves? +
No standing reserve as a default. For very high refund or chargeback verticals we may agree a short-term reserve during onboarding, but the "hold 15% for six months just because" model does not apply here.
Where do funds settle? +
Directly in stablecoin (USDC or USDT) to a wallet you control. Settlement is non-custodial, so funds are yours from the moment they land and you can withdraw immediately. No US bank required and no third party holding your money.
Are chargebacks really impossible? +
On the crypto leg of settlement to you, yes. It's final and irreversible. On the acceptance leg from the customer's card, standard card-network dispute rules apply upstream on our rail. We absorb that risk as part of the service, not you.
How long does onboarding take? +
Usually inside two weeks from first email to first processed charge. Underwriting review, contract, integration walk-through, then live.
Ready to talk?

Stop losing accounts. Start taking cards.

Tell us your vertical, your monthly volume, and your current PSP situation. We'll come back with underwriting terms and a settlement plan inside two business days.

Email [email protected] → Book a call