Move money across borders without losing days to wires.

Pay suppliers, settle invoices, and onboard customers in 140+ countries. Stablecoin rails, locked FX, fiat out at the other end.

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✓ 1.99% flat ✓ Zero chargebacks ✓ Settle in any currency

The friction

Where cross-border trade hit the payments wall.

Wires take three days and 4% in fees.

By the time the goods ship, the FX has already eaten the margin.

Correspondent banks decide who you trade with.

A compliance flag in a chain you don't control can freeze a $2M payment for weeks.

Letters of credit are a different century.

And the suppliers who'd save you the most can't get one.

Why SouthPay

Pay suppliers in their local currency.

From your USDC treasury, out to PHP, NGN, MXN, INR - same-day to a local bank account.

Locked rates at quote time.

Hold the FX for 24 hours. Lock in your margin before the order goes out.

Audit trail across the corridor.

Every payment carries the invoice metadata. Your finance team thanks you.

By the numbers

99%

Faster settlement

70%

FX savings

50+

Local currencies

End-to-end

Get started

Stablecoin rails. Local currency out. One transparent flow.